Long Beach, CA
Financing Available
Don't let your budget keep you off safe tires or working brakes. We partner with four lenders — including no-credit-check options — so you can get what your vehicle needs today and pay on a schedule that works for you.
Our Financing Partners
Snap Finance
No Credit CheckNo credit needed — approvals up to $5,000
Snap Finance offers lease-to-own financing with no credit check required. Decisions in seconds. If you've been turned down elsewhere, Snap is built for you — they look at more than just your credit score. Apply in-store in minutes.
- No credit check required
- Fast approvals — decisions in minutes
- Flexible lease-to-own payments
- Up to $5,000 in purchasing power
- Early payoff options available
Acima
Flexible PaymentsLease-to-own with flexible payment options
Acima provides lease-to-own financing that lets you get the tires, wheels, or service you need today and pay over time. Approval is based on your income and banking history — not just your credit score. Apply in minutes.
- Approval based on income, not just credit
- No traditional credit check
- Flexible payment schedule
- Early purchase options available
- Available on tires, wheels & service
Affirm
0% APR AvailableBuy now, pay over time — 0% APR available
Affirm lets you split your purchase into fixed monthly payments with clear, upfront terms. No hidden fees, no surprises. Select qualifying purchases may be eligible for 0% APR promotional financing.
- Fixed monthly payments
- No late fees or hidden charges
- 0% APR on qualifying purchases
- Soft credit check — no impact to score
- Instant approval decision
Klarna
Pay in 4Pay in 4 interest-free installments
Klarna splits your purchase into four equal payments every two weeks — zero interest, no fees when you pay on time. Also offers one-time virtual card payments for maximum flexibility.
- Pay in 4 — split into 4 equal payments
- Zero interest when paid on time
- One-time virtual card payment option
- No hard credit pull for Pay in 4
- Instant approval at checkout
How It Works
Come In or Call
Visit either Long Beach location or call ahead. Tell us what your vehicle needs — tires, wheels, brakes — and we'll build a quote.
Choose Your Lender
We help you pick the option that fits. No credit? Snap or Acima. Want 0% APR? Affirm. Just want to split into 4? Klarna.
Apply in Minutes
Most applications take 2–5 minutes on a phone or tablet right in the shop. You'll get an instant or near-instant decision.
Drive Away Safe
Approved — we do the work. Drive away on new tires, safe brakes, or fresh wheels and pay on a schedule that works.
Financing Questions
No. Snap Finance and Acima are specifically built for customers with no credit or damaged credit — they look at income and banking history rather than just credit scores. Approval rates are much higher than traditional financing. You can walk in with no credit history and still get approved.
Financing applies to new tires, used tires, custom wheels, wheel-and-tire packages, brake service, and other auto services. Ask us about minimum purchase amounts when you come in.
Snap Finance and Acima use soft pulls or alternative data — no hard credit inquiry. Affirm does a soft pull for pre-qualification. Klarna's Pay in 4 does not perform a hard credit check. If you're concerned about your score, tell us before applying and we'll guide you to the safest option.
Most applications take 2–5 minutes and return an instant or near-instant decision. You'll know before we start any work.
Yes. Financing is available on new and used tires, custom wheels, wheel packages, and most services we offer. Some lenders have minimum purchase amounts — we'll let you know upfront.
Apply at Either Location
Ochoa's Tire Service
6595 Cherry Ave, Long Beach, CA 90805
Mon–Fri 8:00 AM – 6:00 PM · Sat 8:00 AM – 6:00 PM · Sun 8:00 AM – 4:00 PM
Call 562-422-4449Ochoa's Tire Service — Paramount
6990 Paramount Blvd, Long Beach, CA 90805
Mon–Fri 8:00 AM – 5:00 PM · Sat 8:00 AM – 4:00 PM · Sun Closed
Call 562-395-4449Ready to get rolling?
Same-day service on most tire jobs. Give us a call or stop by — we're open 6 days a week.